Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Tax Efficiency in Retirement What role would taxes play in your investment decisions? Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."